DigiKash is a self-hosted payment gateway and crypto & fiat digital wallet platform built with Laravel. Send and receive money, accept QR payments, run a built-in P2P exchange, issue virtual cards, and launch a complete fintech business from your own server — with full source-code ownership and no monthly SaaS fees.
Designed for fintech startups, money-transfer businesses, merchant payment services, P2P marketplaces, and neobank-style projects, DigiKash brings every module you need into one system: multi-currency wallets, instant money transfer, QR payments, a merchant checkout API, international remittance, Wallet Earn & Staking, subscription billing, gift cards, mobile recharge, and agent operations.
It ships with 26 built-in payment gateways covering cards, crypto, mobile money, and regional providers, plus a bundled WooCommerce payment plugin, role-based feature controls, and security-focused account protection. There is no platform fee or SaaS lock-in — though third-party gateways and service providers may require their own accounts, approval, or usage fees.
Core Modules
- Multi-Currency Wallet: hold fiat and crypto, then transfer, request, deposit, and withdraw.
- QR Payments & Transfers: scan-to-pay, shareable receive codes, and instant peer-to-peer money transfer.
- Merchant API & Checkout: hosted checkout, Wallet ID payments, payment links, WooCommerce, and HMAC-signed webhooks.
- P2P Exchange Marketplace: escrow orders, trader profiles, and dispute handling.
- Virtual Cards: multi-provider card issuance for online spending.
- Remittance & Payouts: international transfers with saved beneficiaries and tracking.
- Earn, Billing & Extras: Wallet Earn & Staking, subscription billing, gift cards, mobile recharge, and an agent program.
Ideal For
Digital wallet businesses, payment gateway platforms, QR payment services, money-transfer and remittance apps, crypto payment projects, P2P exchanges, merchant checkout systems, virtual card platforms, and multi-currency fintech applications.Why DigiKash Stands Out
- One platform, many revenue streams: merchant fees, P2P promotions, subscriptions, virtual-card fees, Wallet Earn plans, mobile recharge, gift cards, and agent commissions.
- Self-hosted and fully customizable: own the source code, database, branding, and business rules.
- Built for every role: dedicated User, Merchant, Agent, Staff, and Admin panels.
- API-first payments: hosted checkout, Wallet ID payments, QR payments, payment links, and signed webhooks.
- Granular control: enable or disable modules by panel, KYC status, and phone-verification rules.
- Actively maintained: one-click updates, signed release verification, recovery backups, and automatic migrations.